*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0
}
html {
  scroll-behavior: smooth
}
body {
  font-family: 'Outfit', sans-serif;
  color: #3A4556;
  background: #F7F5F0;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased
}
.top-bar {
  background: #061226;
  color: #F5E6C4;
  font-size: .8rem;
  padding: 6px 0;
  text-align: center;
  letter-spacing: .04em
}
.top-bar a {
  color: #E4C06A;
  text-decoration: none
}
.top-bar a:hover {
  text-decoration: underline
}
header {
  background: #800;
  border-bottom: 3px solid #C9973F;
  position: sticky;
  top: 0;
  z-index: 100
}
.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center
}
.logo {
  font-family: 'DM Serif Display', serif;
  color: #fff;
  font-size: 1.55rem;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 10px
}
.logo .accent {
  color: #C9973F;
}
.logo-icon {
  width: 38px;
  height: 38px;
  background: #C9973F;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  color: #800;
  font-size: 1.1rem
}
nav {
  display: flex;
  gap: 8px;
  align-items: center;
  flex-wrap: wrap
}
nav a {
  color: rgba(255, 255, 255, .85);
  text-decoration: none;
  font-size: .88rem;
  font-weight: 500;
  padding: 6px 14px;
  border-radius: 6px;
  transition: .3s cubic-bezier(.4, 0, .2, 1);
}
nav a:hover {
  color: #fff;
  background: rgba(201, 151, 63, .12)
}
nav .cta-nav {
  background: #C9973F;
  color: #800 !important;
  font-weight: 700
}
nav .cta-nav:hover {
  background: #E4C06A;
}
.breadcrumbs {
  max-width: 1200px;
  margin: 0 auto;
  padding: 16px 0;
  font-size: 1rem;
  color: #6B7A90;
}
.breadcrumbs a {
  color: #C9973F;
  text-decoration: none
}
.breadcrumbs a:hover {
  text-decoration: underline
}
.breadcrumbs span {
  margin: 0 6px
}
.hero {
  background: #800;
  background: linear-gradient(90deg,rgba(136, 0, 0, 1) 0%, rgba(187, 0, 0, 1) 50%, rgba(238, 0, 0, 1) 100%);
  position: relative;
  overflow: hidden
}
.hero::before {
  content: '';
  position: absolute;
  top: -60%;
  right: -20%;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(201, 151, 63, .08) 0%, transparent 70%);
  border-radius: 50%
}
/*
.hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #C9973F, #E4C06A, #C9973F)
}
*/
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 20px 24px;
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 48px;
  align-items: center;
  position: relative;
  z-index: 2
}
.hero h1 {
  font-family: 'DM Serif Display', serif;
  color: #fff;
  font-size: 2.65rem;
  line-height: 1.15;
  margin-bottom: 18px
}
.hero h1 em {
  color: #E4C06A;
  font-style: normal
}
.hero-sub {
  color: rgba(255, 255, 255, .8);
  font-size: 1.12rem;
  margin-bottom: 28px;
  max-width: 540px
}
.hero-badges {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 32px
}
.badge {
  background: rgba(201, 151, 63, 0);
  border: 1px solid rgba(201, 151, 63, 1);
  color: #E4C06A;
  padding: 6px 16px;
  border-radius: 100px;
  font-size: .82rem;
  font-weight: 600;
  letter-spacing: .02em
}
.hero-cta-group {
  display: flex;
  gap: 14px;
  flex-wrap: wrap
}
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  transition: .3s cubic-bezier(.4, 0, .2, 1);
  border: none;
  cursor: pointer
}
.btn-gold {
  background: #C9973F;
  color: #800;
  box-shadow: 0 4px 16px rgba(201, 151, 63, .3)
}
.btn-gold:hover {
  background: #E4C06A;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201, 151, 63, .4)
}
.btn-outline {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255, 255, 255, .3)
}
.btn-outline:hover {
  border-color: #C9973F;
  color: #E4C06A;
}
.hero-card {
  background: #fff;
  border-radius: 16px;
  padding: 36px;
  box-shadow: 0 12px 40px rgba(11, 29, 58, .12);
  position: relative
}
/*
.hero-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, #C9973F, #E4C06A);
  border-radius: 16px 16px 0 0
}
*/
.card-label {
  font-size: .75rem;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: #C9973F;
  font-weight: 700;
  margin-bottom: 8px
}
.card-price {
  font-family: 'DM Serif Display', serif;
  font-size: 2.6rem;
  color: #800;
  line-height: 1.1;
  margin-bottom: 4px
}
.card-price .from {
  font-size: 1rem;
  color: #6B7A90;
  font-family: 'Outfit', sans-serif
}
.card-note {
  color: #6B7A90;
  font-size: .9rem;
  margin-bottom: 24px
}
.card-divider {
  border: none;
  border-top: 1px solid rgba(201, 151, 63, .15);
  margin: 20px 0
}
.card-detail {
  display: flex;
  justify-content: space-between;
  padding: 8px 0;
  font-size: .88rem
}
.card-detail .label {
  color: #6B7A90;
}
.card-detail .value {
  font-weight: 600;
  color: #800;
  text-align: right
}
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px
}
section {
  margin: 0 0 50px 0;
  padding: 20px 0;
}
.section-label {
  font-size: .78rem;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: #C9973F;
  font-weight: 700;
  margin: 8px 0;
}
h2 {
  font-family: 'DM Serif Display', serif;
  color: #800;
  font-size: 2.1rem;
  line-height: 1.2;
  margin-bottom: 20px
}
h3 {
  font-family: 'DM Serif Display', serif;
  color: #800;
  font-size: 1.35rem;
  line-height: 1.35rem;
  margin-bottom: 12px
}
#ssbw.ssb-post h3 {
  font-family: Arial, Helvetica, Geneva, sans-serif;
  font-size: 14px;
}
.lead {
  font-size: 1.08rem;
  color: #6B7A90;
  max-width: 680px;
  margin-bottom: 40px
}
.what-is {
  background: #fff;
}
.what-is-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start
}
.what-is-content p {
  margin-bottom: 16px
}
.parties-list {
  list-style: none;
  margin: 20px 0
}
.parties-list li {
  padding: 14px 0;
  border-bottom: 1px solid rgba(201, 151, 63, .15);
  display: flex;
  gap: 14px;
  align-items: flex-start
}
.parties-list li:last-child {
  border: none
}
.party-icon {
  width: 42px;
  height: 42px;
  min-width: 42px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem
}
.pi-principal {
  background: #EBF5FF
}
.pi-obligee {
  background: #FFF5E6
}
.pi-surety {
  background: #EAFFF0
}
.party-name {
  font-weight: 700;
  color: #800;
  display: block;
  font-size: .95rem
}
.party-desc {
  font-size: .88rem;
  color: #6B7A90;
}
.info-box {
  background: linear-gradient(135deg, #F8F4EC 0%, #FDF9F1 100%);
  border: 1px solid rgba(201, 151, 63, .15);
  border-left: 4px solid #C9973F;
  border-radius: 0 8px 8px 0;
  padding: 24px 28px;
  margin-top: 24px
}
.info-box-title {
  font-weight: 700;
  color: #800;
  margin-bottom: 6px;
  font-size: .95rem
}
.info-box p {
  font-size: .9rem;
  color: #3A4556;
  margin: 0
}
.info-box a {
  color: #C9973F;
  font-weight: 700;
  text-decoration: none
}
.info-box a:hover {
  text-decoration: underline
}
.requirements {
  background: #F7F5F0;
}
.req-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px
}
.req-card {
  background: #fff;
  border-radius: 14px;
  padding: 32px 28px;
  box-shadow: 0 4px 24px rgba(11, 29, 58, .08);
  border: 1px solid rgba(0, 0, 0, .04);
  transition: .3s cubic-bezier(.4, 0, .2, 1);
}
.req-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(11, 29, 58, .12);
}
.req-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 18px
}
.ri-bond {
  background: linear-gradient(135deg, #FFF5E6, #FFE8B8)
}
.ri-obligee {
  background: linear-gradient(135deg, #EBF5FF, #CCE4FF)
}
.ri-statute {
  background: linear-gradient(135deg, #EAFFF0, #C8F5D5)
}
.ri-net {
  background: linear-gradient(135deg, #F5EEFF, #E0D1FF)
}
.ri-nmls {
  background: linear-gradient(135deg, #FFF0F0, #FFD4D4)
}
.ri-renew {
  background: linear-gradient(135deg, #E6FFFA, #B8F5EA)
}
.req-card h3 {
  font-size: 1.15rem
}
.req-card p {
  font-size: .9rem;
  color: #6B7A90;
}
.tier-table-wrap {
  background: #fff;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(11, 29, 58, .08);
  max-width: 900px;
  margin: 0 auto
}
.tier-table {
  width: 100%;
  border-collapse: collapse
}
.tier-table thead th {
  background: #800;
  color: #fff;
  padding: 16px 24px;
  text-align: left;
  font-weight: 600;
  font-size: .9rem
}
.tier-table tbody td {
  padding: 14px 24px;
  border-bottom: 1px solid rgba(201, 151, 63, .15);
  font-size: .92rem
}
.tier-table tbody tr:last-child td {
  border: none
}
.tier-table tbody tr:hover {
  background: #FAFAF7
}
.protections {
  background: #800;
  color: #fff;
  position: relative;
  overflow: hidden
}
.protections::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 400px;
  height: 400px;
  border: 2px solid rgba(201, 151, 63, .08);
  border-radius: 50%
}
.protections h2 {
  color: #fff;
}
.protections .lead {
  color: rgba(255, 255, 255, .65)
}
.prot-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  position: relative;
  z-index: 2
}
.prot-item {
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .08);
  border-radius: 12px;
  padding: 24px;
  display: flex;
  gap: 16px;
  align-items: flex-start;
  transition: .3s cubic-bezier(.4, 0, .2, 1);
}
.prot-item:hover {
  background: rgba(201, 151, 63, .06);
  border-color: rgba(201, 151, 63, .15)
}
.prot-icon {
  min-width: 40px;
  height: 40px;
  background: rgba(201, 151, 63, .15);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem
}
.prot-item h3 {
  color: #E4C06A;
  font-size: 1.05rem;
  margin-bottom: 6px
}
.prot-item p {
  font-size: .88rem;
  color: rgba(255, 255, 255, .6);
  margin: 0
}
.process {
  background: #fff;
}
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  counter-reset: step
}
.step {
  text-align: center;
  position: relative;
  counter-increment: step
}
.step::before {
  content: counter(step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #800;
  color: #E4C06A;
  font-family: 'DM Serif Display', serif;
  font-size: 1.5rem;
  margin: 0 auto 18px;
  box-shadow: 0 4px 16px rgba(11, 29, 58, .15)
}
.step h3 {
  font-size: 1.05rem;
  margin-bottom: 8px
}
.step p {
  font-size: .88rem;
  color: #6B7A90;
}
.pricing {
  background: #F7F5F0;
}
.price-table-wrap {
  background: #fff;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(11, 29, 58, .08);
  max-width: 800px;
  margin: 0 auto
}
.price-table {
  width: 100%;
  border-collapse: collapse
}
.price-table thead th {
  background: #800;
  color: #fff;
  padding: 16px 24px;
  text-align: left;
  font-weight: 600;
  font-size: .9rem
}
.price-table tbody td {
  padding: 14px 24px;
  border-bottom: 1px solid rgba(201, 151, 63, .15);
  font-size: .92rem
}
.price-table tbody tr:last-child td {
  border: none
}
.price-table tbody tr:hover {
  background: #FAFAF7
}
.faq {
  background: #fff;
}
.faq-list {
  max-width: 800px;
  margin: 0 auto
}
.faq-item {
  border-bottom: 1px solid rgba(201, 151, 63, .15);
}
.faq-q {
  width: 100%;
  background: none;
  border: none;
  text-align: left;
  padding: 22px 0;
  font-family: 'DM Serif Display', serif;
  font-size: 1.12rem;
  color: #800;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px
}
.faq-q:hover {
  color: #C9973F;
}
.faq-chevron {
  min-width: 24px;
  height: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: .3s cubic-bezier(.4, 0, .2, 1);
  color: #C9973F;
}
.faq-item.active .faq-chevron {
  transform: rotate(180deg)
}
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .4s ease, padding .3s ease
}
.faq-item.active .faq-a {
  max-height: 320px;
  padding-bottom: 20px
}
.faq-a p {
  font-size: .94rem;
  color: #3A4556;
  line-height: 1.8
}
.why-us {
  background: #F7F5F0;
}
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px
}
.why-card {
  background: #fff;
  border-radius: 14px;
  padding: 32px 28px;
  box-shadow: 0 4px 24px rgba(11, 29, 58, .08);
  border-top: 4px solid #C9973F;
  transition: .3s cubic-bezier(.4, 0, .2, 1);
}
.why-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 40px rgba(11, 29, 58, .12);
}
.why-card h3 {
  font-size: 1.1rem;
  margin-bottom: 8px
}
.why-card p {
  font-size: .9rem;
  color: #6B7A90;
}
.cta-banner {
  background: #800;
  background: linear-gradient(90deg,rgba(136, 0, 0, 1) 0%, rgba(187, 0, 0, 1) 50%, rgba(238, 0, 0, 1) 100%);
  padding: 64px 0;
  text-align: center;
  position: relative;
  overflow: hidden
}
.cta-banner::before {
  content: '';
  position: absolute;
  bottom: -50%;
  left: 50%;
  transform: translateX(-50%);
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(201, 151, 63, .06) 0%, transparent 60%);
  border-radius: 50%
}
.cta-banner h2 {
  color: #fff;
  font-size: 2.3rem;
  margin-bottom: 14px
}
.cta-banner p {
  color: rgba(255, 255, 255, .7);
  font-size: 1.1rem;
  margin-bottom: 32px
}
.cta-banner .btn-gold {
  font-size: 1.1rem;
  padding: 16px 40px
}
.cta-contact {
  margin-top: 24px;
  color: rgba(255, 255, 255, .6);
  font-size: .92rem
}
.cta-contact a {
  color: #E4C06A;
  text-decoration: none
}
.cta-contact a:hover {
  text-decoration: underline
}
footer {
  background: #111;
  color: rgba(255, 255, 255, .5);
  padding: 20px 0;
  font-size: .85rem
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 1fr 3fr;
  gap: 40px
}
.footer-inner ul {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin: 0;
}
.footer-inner ul li {
  list-style: none;
  line-height: 1em;
}
.footer-brand .logo {
  font-size: 1.3rem;
  margin-bottom: 14px
}
.footer-brand p {
  color: rgba(255, 255, 255, .4);
  font-size: .84rem;
  line-height: 1.7
}
.footer-col h4 {
  color: #E4C06A;
  font-size: .85rem;
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 2px;
}
.footer-col a {
  color: rgba(255, 255, 255, .5);
  text-decoration: none;
  margin-bottom: 8px;
  font-size: .84rem
}
.footer-col a:hover {
  color: #E4C06A;
}
.footer-bottom {
  max-width: 1200px;
  margin: 32px auto 0;
  padding: 20px 24px 0;
  border-top: 1px solid rgba(255, 255, 255, .06);
  text-align: center;
  font-size: .8rem;
  color: rgba(255, 255, 255, .3)
}
#bond-amounts {
  background-color: #F7F5F0 !important;
  padding: 20px 0 !important;
}
@media(max-width:1024px) {
  .hero-inner {
    grid-template-columns: 1fr
  }
  .hero-card {
    max-width: 480px
  }
  .what-is-grid {
    grid-template-columns: 1fr
  }
  .req-grid {
    grid-template-columns: repeat(2, 1fr)
  }
  .steps {
    grid-template-columns: repeat(2, 1fr)
  }
  .footer-inner {
    grid-template-columns: 1fr 1fr
  }
}
@media(max-width:768px) {
  .hero h1 {
    font-size: 2rem
  }
  h2 {
    font-size: 1.65rem
  }
  .req-grid, .prot-grid, .why-grid, .steps {
    grid-template-columns: 1fr
  }
  nav {
    display: none
  }
  section {
    padding: 52px 0
  }
  .hero-inner {
    padding: 40px 24px 52px
  }
  .footer-inner {
    grid-template-columns: 1fr
  }
}
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(24px)
  }
  to {
    opacity: 1;
    transform: translateY(0)
  }
}
.hero-inner > * {
  animation: fadeUp .7s ease-out both
}
.hero-inner > *:nth-child(2) {
  animation-delay: .15s
}