Arkansas Title Bond

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Bond Penalty: One and one half times state estimated value

An Arkansas title bond is an easy, effective method of clearing up a clouded or missing title. Pursuant to Act 1013 of 1993 [Ark. Cod Ann. §27-14-409 (c)], a "bonded title" is a certificate of title to a motor vehicle issued upon the condition that a bond is filed with the Commissioner of Revenues.

Per state statute, an Arkansas certificate of title bond "must guarantee payment to any prior owner or lienholder and any subsequent purchaser of a vehicle, or person acquiring any security interest in it, and their respective successors in interest, heirs or assigns against any expense, loss or damage, including reasonable attorney's fees, by reason of the issuance of the certificate of title to the vehicle or an account of any defect in or undisclosed security interest upon the right, title and interest of the applicant in and to the motor vehicle." The title bond must be valid for a period of no less than three years and filed with the state within thirty (30) days of issuance. The bond must be written in an amount equal to one and one half (1½) times the value of the vehicle as determined by the Commissioner. Determination of "value" must be accomplished by the state, as well as a VIN search by the Arkansas State Police and a statement of facts from the applicant. The Arkansas title bond and accompanying documents may be submitted as follows:

Charles D. Ragland Taxpayer Services Center
Room 1040
1900 West 7th St
Little Rock, AR 72201

As part of the certificate of title bond underwriting process we must request some evidence that the applicant legally possesses the motor vehicle. Examples of "ownership evidence" can be a bill of sale, power of attorney, receipt, canceled check or money order, temporary registration/maker, affidavit of legal possession or endorsed copy of at title. Need a bill of sale format? See "What We Need From You" on this page for a template.

Arkansas surety bond leader, Surety One, Inc. is a specialist in the bonding needs of motor vehicle dealers and private parties with a title defect. We offer same-day issue of vehicle title bonds. Questions about this or another surety bond? Call us at (800) 373-2804, email us at or click here for live chat about your Arkansas certificate of title bond requirement.

Surety bond application review and quoting are free of charge. There is no obligation to purchase.