A California home care organization dishonesty bond is required of all candidates that submit a license request to the California Health and Human Services Agency (CDSS). Per the Department, the regulatory framework establishes a program that, "promotes consumer protection for elderly and disabled individuals who hire private aides to come into their homes and provide assistance with activities of daily living." The surety bond is a financial assurance mechanism that guarantees compliance with a HCO's responsibilities to those for whom care is provided and to the state agency administrating the program.
The California home care organization employee dishonesty bond must be written in the amount of ten thousand dollars ($10,000). The surety obligation runs to any client(s) that suffer damages fro any dishonest or fraudulent act, including but not limited to theft, embezzlement, conversion or common law fraud or deceit by the licensee and his or her employees. Clients damaged as a result of the dishonest or fraudulent acts of the of the HCO may file a claim with the surety directly or bring suit in a court of competent jurisdiction. Application materials and the dishonesty bond must be filed with the CDSS as follows:
California Department of Social Services
Home Care Services Bureau
744 P Street, M.S. 9-14-90
Sacramento, CA 95814
There is often some confusion among first time applicants of the type of bond that is definitively required. A "dishonesty bond" in the surety industry generally refers to a FIDELITY BOND, a type of commercial crime insurance. You may learn more about a fidelity bond that covers acts of employee dishonesty here. We recommend that an HCO operator purchase BOTH.
National surety bond leader, Surety One, Inc., specializes in underwriting surety bond and fidelity bond risks for ALL types of businesses. No background checks are required, and we NEVER turn away an applicant. Call (800) 373-2804, email Underwriting@SuretyOne.com or click here to speak to an underwriter about your California home care organization dishonesty bond or any surety bond need.
Surety bond application review and quoting are free of charge. There is no obligation to purchase.