Florida Online Notary Bond and E&O

Bond Penalty: $25,000 (+$25,000 Errors & Omissions Insurance)

Effective of January 1st, 2020, Chapter 2019-71 of the Florida General Statutes permits the licensing of notaries that offer online notarial acts. A Florida online notary bond must be filed with the Secretary of State and the candidate must meet the following criteria:

  • Must be a notary public, a civil-law notary appointed under Chapter 118, or a commissioner of deeds appointed under part IV of Chapter 721.
  • Certifying that the notary public, civil-law notary, or commissioner of deeds registering as an online notary public has completed a classroom or
  • online course covering the duties, obligations, and technology requirements for serving as an online notary public.
  • Identifying the RON service provider whose audio-video communication technology and processes for credential analysis and identity proofing
  • technologies the registrant intends to use for online notarizations.

There are TWO insurance requirements imposed on registration candidates. The applicant must post a Florida Bond of Online Notary Public in the amount of twenty five thousand dollars ($25,000), which runs to or benefits any individual harmed as a result of a breach of duty by the registrant acting in his or her capacity as an online notary public. The online notary bond must guarantee the registrant's due discharge of the office and in compliance with such terms as are specified by Rule promulgated by the Department of State. The online notary bond must be approved by the Department and issued by a surety company duly authorized to transact business in Florida. Compliance by an online notary public with this surety bond requirement satisfies the requirement of obtaining a bond under F.s. 117.01(7).

In addition to the bond of online notary, a candidate must purchase an errors and omissions insurance policy from an insurer authorized to transact business in Florida with a minimum coverage amount of twenty five thousand dollars ($25,000). Per F.S. 117.201(5), "(5) “Errors and omissions insurance” means a type of insurance that provides coverage for potential errors or omissions in or relating to the notarial act and is maintained, as applicable, by the online notary public or his or her employer, or a Remote Online Notarization service provider." We have E&O policy forms approved for use by the Secretary.

Online notary bonds and applications may be mailed to:
Florida Department of State
Division of Corporations
PO Box 6327
Tallahassee, FL 32314

or in person or by courier to
2415 North Monroe Street, Suite 810
Tallahassee, FL 32303

Florida surety bond leader, Surety One, Inc. is a specialist in providing for the bonding needs of professionals in every field. We offer surety bonds to all applicants in every state, Puerto Rico, US Virgin Islands and Canada. Call (800) 373-2804, email Underwriting@SuretyOne.com or click here for a live chat regarding a Florida online notary public bond or notary E&O insurance need.

Surety bond application review and quoting are free of charge. There is no obligation to purchase.

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