New York Independent Adjuster Bond

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$1,000 Bond Penalty (2 Year Term)

Independent adjusters must be licensed by the Department of Financial Services. Pursuant to N.Y. ISC. LAW § 2108 (Adjusters; licensing and duties), an applicant must pass a licensing examination, evidence experience as an adjuster or submit a certificate of prelicensing education, and provide a New York independent adjuster bond. The surety bond must be issued in the amount of one thousand dollars ($1,000) and be valid until December 31st, of the two year "rotating" license term. The obligation is a compliance guarantee of the adjuster's faithful performance or his or her duties. The bond form states that the State may recover from the bond any amount necessary up to the full surety bond penalty if the adjuster, or any sub-licensee is found guilty of fraudulent or dishonest practices in connection with the transaction of his or her business as an independent adjuster during the license period for which the New York independent adjuster bond is issued or if he or she is convicted been under any of the Sections contained in Article 150 of the Penal Law for an offense or offenses committed during such license period. The bond is also subject to any Regulations promulgated after the effective date of the same. Licensing paperwork and adjuster bond should be submitted to:

New York State Department of Financial Services
Licensing Bureau - New York independent adjuster bonds
One Commerce Plaza
Albany, NY 12257

Licensing forms and a list of the requirements for independent adjusters can be downloaded at the State website at The Department is very anal about proper completion of the bond form, notary certificates and accompanying documentation, so we recommend second review of everything that an applicant expects to submit and to allow us to properly prepare your bond forms.

New York surety leader, Surety One, Inc. is a specialist in the bonding needs of independent and public adjusters. We offer both surety and fidelity bonds needed by these professionals in ALL fifty states, Puerto Rico and the U.S. Virgin Islands. Visit us at, call (787) 333-0222 or (800) 373-2804, or email us at for a New York independent adjuster surety bond application for nonresident or resident applicants, or information on ANY surety bonding need.

Surety bond application review and quoting are free of charge. There is no obligation to purchase.

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