New York Vehicle Title Bond

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Bond Penalty: One and one half times vehicle value

Certificating a motor vehicle with a defective title or without proper registration documents is easy with a New York title bond. Section 2105 of the New York Vehicle Code allows the Commissioner of Motor Vehicles broad discretion to accept or reject evidence of ownership for vehicle in and from outside of New York. Where the chain of ownership is unclear or proper title documents are unavailable, an applicant may request bonded titling.

Pursuant to subsection (d), If the commissioner is not satisfied as to the ownership of the vehicle or that there are no undisclosed security interests in it, the Commissioner may require the applicant to file a New York title bond executed by the applicant and by a person authorized to conduct a surety business in the state. The title bond must be issued in an amount equal to one and one-half times the value of the vehicle as determined by the Commissioner. The surety bond must remain in full force and effect for no less than three years, at the expiration of which it is canceled and returned to the surety company absent any claims. A safety inspection and/or odometer verification may also be required with the New York certificate of title bond. Application materials may be delivered to any DMV office or as follows:

Title Bureau
New York Department of Motor Vehicles
6 Empire State Plaza
Albany, NY 12228

As part of the certificate of title bond underwriting process we must request some evidence that the applicant legally possesses the motor vehicle. Examples of "ownership evidence" can be a bill of sale, power of attorney, receipt, canceled check or money order, temporary registration/maker, affidavit of legal possession or endorsed copy of at title. Need a bill of sale format? See "What We Need From You" on this page for a template.

New York surety bond leader, Surety One, Inc. is a specialist in the bonding needs of motor vehicle dealers and private parties with a title defect. We offer same-day issue of vehicle title bonds. Questions about this or another surety bond? Call us at (800) 373-2804, email us at or click here for live chat about your New York title bond requirement.

Surety bond application review and quoting are free of charge. There is no obligation to purchase.