Oregon Pawnbroker Bond (Pawn Shop Surety Bond ~ Oregon)

Bond Penalty: $25,000

Oregon pawn shops are strictly regulated by the Department of Consumer and Business Services. Specific credentialing protocols and the filing of an Oregon pawnbroker bond are required by individuals and business entities that seek to engage in the pawn sector. Regulation of pawnbrokers is based on the class of loan activity and the interest (price) charged to pledgors. Per the Department, a license is required by any person or entity that performs any of the following:

  • Lends money at a rate of interest greater than ten percent (10%) per year on a deposit or pledge of personal property.
  • Purchases personal property on a direct or implied condition of selling that property back at a stipulated price that would equal or exceed interest or consideration in excess of ten percent (10%) per year.
  • Operates as a storage warehouse operator and lends money at a rate of interest greater than ten percent (10%) per year for merchandise or property deposited as collateral security.

The Oregon pawnbroker bond guarantees the licensee's compliance with the provisions of the Pawnbrokers Act and all rules adopted by the director of the Department of Consumer and Business Services, and pay to the State and to any person damaged by the misconduct or the violation of any law by the licensee, as well as any and all monies that may become due to the same under the provisions of ORS Chapter 726. Application materials and the Oregon pawnbroker bond should be delivered to:

Department of Consumer and Business Services
350 Winter St. NE, Room 410
PO Box 14480
Salem, OR 97309

Oregon surety bond leader, Surety One, Inc. is a specialist in the bonding needs of the pawn industry. We offer both surety and fidelity bonds in support of pawn and secondhand goods operators in all fifty states, Puerto Rico and the U.S. Virgin Islands. Contact us at (800) 373-2804, Underwriting@SuretyOne.com or click here for a live chat about your Oregon pawnbroker surety bond need.

Surety bond application review and quoting are free of charge. There is no obligation to purchase.

What We Need From You

Obligee's Bond Form