If you plan to operate as a debt collector in Texas, state law requires you to secure a Texas collection agency Bond as part of your licensing process. This bond, set by the Texas Secretary of State, ensures that your agency adheres to ethical collection practices and protects consumers from potential misconduct. At Surety One, Inc., we make it easy and affordable to obtain your Texas collection agency bond. Our streamlined application process allows you to secure your bond quickly—often within hours—with competitive rates and no hidden fees.
The Texas third party debt collector surety bond amount in Texas is $10,000, and it must be filed with your license application to demonstrate financial responsibility and compliance with Texas Finance Code, Chapter 392. Whether you're a startup or a large-scale collector with operations across multiple states, we have flexible underwriting solutions tailored to your business model. Our team of surety experts understands the Texas debt collection industry and provides exceptional support every step of the way. Information about collection agency licensing and requirements may be directed to:
Registrations Unit
Statutory Documents Section
Office of the Secretary of State
P. O. Box 13193
Austin, Texas 78711-3193
(512) 475-0775
Texas surety bond expert Surety One, Inc., is committed to supporting your business's compliance and success in Texas's third party debt collector profession. The application process for obtaining a bond is simple. Only a simple commercial surety bond application is required. The bond, application for licensing and supporting materials are necessarily filed with the state regulator where the collection agency is domiciled. Most states now process application through Nationwide Multistate Licensing System & Registry (NMLS) however the underlying regulator is often the state department of insurance. We offer immediate approval of your collection agency bond request. Our special programs afford each applicant bonding capacity regardless of credit and/or financial condition. Operating in multiple states? No problem! We offer surety and fidelity bonds in all states. Call (800) 373-2804, email Underwriting@SuretyOne.com or click here for a conversation with an underwriter (yes, a "real person", not a bot).
Surety bond application review and quoting are free of charge. There is no obligation to purchase.