Utah Title Bond

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Bond Penalty: Twice fair market value (FMV)

Transfer of a motor vehicle without a title may be easily accomplished with an Utah title bond. Utah defines a lost or defective title as "insufficient evidence of ownership". If the value of the motor vehicle exceeds one thousand dollars ($1,000.00) then a surety bond will likely be required. Cars, trucks, motorcycles, ATVs, watercraft and trailers may be transferred by this bonded method through the Utah DMV.

As part of the certificate of title bond underwriting process we must request some evidence that the applicant legally possesses the motor vehicle. Examples of "ownership evidence" can be a bill of sale, power of attorney, receipt, canceled check or money order, temporary registration/maker, affidavit of legal possession or endorsed copy of at title. Need a bill of sale format? See "What We Need From You" on this page for a template.

An Utah certificate of title bond must be issued by a surety company licensed to conduct surety business in the state and must remain in full force and effect for a period of not less than seven (7) years. The surety bond guarantees that any person, firm or corporation who might later establish legal ownership or interest to the bonded motor vehicle will be duly compensated for his or her loss. The title bond penalty (bond amount) must be issued in an amount no less than twice the fair market value (FMV) of the same. In addition to the bond requirement, a VIN inspection is required for all vehicles or vessels to be titled in Utah if the vehicle of vessel has never been registered in the state. A vehicle ownership statement (Form TC-569A) must also accompany the titling submission. The DMV provides a helpful checklist of the necessary documents here. Application materials may be sent or inquiries made to:

Motor Vehicle Information
P.O. Box 30412
Salt Lake City, UT 84130
Phone: 801-297-7780

Utah surety bond leader, Surety One, Inc. is a specialist in the bonding needs of motor vehicle dealers and private parties with a title defect. We offer same-day issue of vehicle title bonds. Questions about this or another surety bond? Call us at (800) 373-2804, email us at Underwriting@SuretyOne.com or click here for live chat about your Utah certificate of title bond requirement.

Surety bond application review and quoting are free of charge. There is no obligation to purchase.