El sector de fianzas (o para los españoles “caución”), un nicho vital dentro del panorama más amplio de los servicios financieros y de seguros, se enfrenta actualmente a desafíos transformadores que amenazan los modelos tradicionales de suscripción, la rentabilidad y… Continue Reading →
The surety industry, a vital niche within the broader insurance and financial services landscape, is currently facing transformative challenges that threaten traditional underwriting models, profitability and long-term sustainability. Five dominant themes emerge as the most pressing issues: rising default risk… Continue Reading →
Una orden judicial de “injuction” (medida cautelar) es un recurso judicial poderoso que puede afectar significativamente los derechos y la conducta de las partes durante un litigio. El mecanismo de la fianza para medidas cautelares es un componente fundamental del… Continue Reading →
An injunction is a powerful judicial remedy that can significantly impact the rights and conduct of parties during litigation. The injunction bond mechanism is a critical component of the equitable relief process, providing special financial assurance to enjoined parties in… Continue Reading →
The Retrodate ERISA Fidelity Bond: Unraveling ERISA’s Hidden Risk The Employee Retirement Income Security Act (ERISA) was introduced in 1974, a federal law that protects employees and beneficiaries that participate in private sector retirement and health plans. ERISA is enforced… Continue Reading →
In the complex (and highly regulated) world of financial services maintaining trust, safeguarding client assets and meeting regulatory obligations are imperative. For broker-dealers, this means adhering to financial solvency and insurance requirements, including obtaining a Financial Institution Bond, specifically a… Continue Reading →
Benefit plan administrators, TPAs, registered investment advisors and plan sponsors often question the requirement for an ERISA fidelity bond that protects plan assets from dishonest conduct. So, we offer a brief ERISA fidelity bond explanation. The historical trigger that led… Continue Reading →
Judicial surety bonds have traditionally been perceived as instruments with fixed penalties, explicitly capping the surety’s liability to the bond’s face amount. This understanding has long provided a clear framework for sureties, principals, and obligees alike. Recent judicial interpretations have… Continue Reading →
We frequently remind our client TPAs, pension plan architects and plan sponsors of the importance of carrying a proper ERISA fidelity bond. Plan participants work hard for their employers and must enjoy the assurance that their contributions are safeguarded. The… Continue Reading →
For plan administrators and fiduciaries overseeing ERISA-covered retirement plans, compliance with the Employee Retirement Income Security Act (ERISA) is paramount. A critical deadline looms—March 17th—the final date to correct excess contributions for highly compensated employees (HCEs) and failed Actual Deferral… Continue Reading →
A Surety One, Inc. oferece uma ampla gama de serviços de fianças internacionais, atendendo às diversas necessidades de nossos clientes, sejam elas comerciais, contratuais ou de fidelidade. Nosso compromisso é fornecer soluções rápidas e eficazes para garantir a segurança e… Continue Reading →
Nel vasto mondo della finanza, ci sono strumenti e concetti che possono sembrare complessi o poco chiari. Uno di questi è la garanzia finanziaria. Che cos’è esattamente? Come funziona? E perché è importante? Scopriamolo insieme. Cos’è una Garanzia Finanziaria? Una… Continue Reading →
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