A technical customs bond rule with a substantive core On February 13, 2026, U.S. Customs and Border Protection published a notice of proposed rulemaking under the modest title “Electronic Bond Transmission” (U.S. Customs and Border Protection 2026). A customs bond… Continue Reading →
The Mortgage Banker’s Bond: Anatomy of a Hybrid Fidelity and Errors & Omissions Instrument The mortgage bankers bond is the most misunderstood instrument in the nonbank lender’s risk program, and the misunderstanding is costly. Originators treat it as a compliance… Continue Reading →
The Mechanic’s Lien Release Bond After Colorado SB 26-074: How Sureties Defend Their Principals When Liens Grow Colorado’s Senate Bill 26-074, effective August 12, 2026, has made the mechanic’s lien release bond the first and best line of defense for… Continue Reading →
The CLAIM Act and the Cannabis Insurance Market: What a Federal Safe Harbor Would, and Would Not, Change On September 16, 2026, Representatives Nydia Velázquez of New York and Warren Davidson of Ohio introduced the Clarifying Law Around Insurance of… Continue Reading →
Few questions reach a fidelity underwriting desk as often as this one: “Is a commercial crime policy the same thing as a fidelity bond?” The question arrives from controllers who have been told by a lender to “get bonded,” from… Continue Reading →
The Enforcement Surge: What Washington’s Escalating War on Duty Evasion Means for Purchasers of Customs Bonds The federal government’s posture toward customs duty evasion has undergone a transformation that practitioners of long tenure will recognize as generational rather than cyclical…. Continue Reading →
There are two accounts of the American insurance workforce circulating at the moment, and they cannot both be true. In the first, delivered to trade press and industry pollsters, carriers are holding steady, hiring selectively, and adopting artificial intelligence to… Continue Reading →
The Employee Retirement Income Security Act of 1974 (ERISA) imposes upon plan sponsors and the individuals who administer employee benefit plans some of the most exacting standards of conduct known to American law. Fiduciaries must act prudently, diversify plan investments… Continue Reading →
On June 3, 2026, President Donald J. Trump signed the Executive Order titled “Strengthening Customs Enforcement,” directing the Department of Homeland Security (DHS) and U.S. Customs and Border Protection (CBP) to carry out the most far-reaching overhaul of import requirements… Continue Reading →
When the Supreme Court resolves a question that has divided arbitrators and circuit courts for years, the immediate beneficiaries are the litigants—but the lasting effect falls on everyone who manages risk inside the ERISA system. The Court’s unanimous decision in… Continue Reading →
Plan sponsors often assume that the routine mechanics of a retirement plan, the payroll feeds, the contribution reconciliations, and the forfeiture accounting are administrative details handled quietly somewhere inside the recordkeeping system. A recent enforcement action brought by the United… Continue Reading →
Few questions arrive at our underwriting desk more often than this one. Does a surety bond protect me? The question is reasonable. The instrument is called a “bond.” It is sold by insurance companies, it is paid for with a… Continue Reading →
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