The Pennsylvania Department of Insurance issues the license to act as a public adjuster in the state.  The licensee application must include a Pennsylvania public adjuster bond.  The state defines a “public adjuster” as an individual who is hired (for a fee) when the policyholder sustains a loss.  The public adjuster represents the policyholder throughout the claims process by analyzing the damages, reviewing the insured’s policy coverage and determining the value of the damaged property. The Pennsylvania public adjuster bond must be written in the amount of $40,000 and in favor of the State.   The surety bond guarantees only that the adjuster will faithfully comply with all applicable laws, statutes, ordinances, rules and regulations pertaining to the license.  Pennsylvania surety leaderSurety One, Inc., the nation’s leader in surety will issue these for qualified applicants regardless of credit condition in every state where bonding is required for independent and public adjusters. Visit us at, call (787) 333-0222 or (800) 373-2804, or email for a Pennsylvania public adjuster bond application of further information about surety bonds.