Maryland home improvement contractors are licensed by the state Department of Labor, Home Improvement Commission.  A license application requirement is proof of financial solvency.  In many cases a contractor is asked to provide a surety license bond as evidence of adequate solvency.  The surety bond requirement is $20,000.  Many Maryland contractors have found it difficult to obtain the required bond because of the adverse selection characteristic of this bond obligation, and the significant claims history of this surety bond class.  Surety One, Inc., accepts difficult risks, and is happy to provide these surety bonds to all applicants regardless of credit condition.  Visit us at, call (787) 333-0222 or (800) 373-2804, or email