In North Carolina a company engaged in financing insurance premium must be licensed and provide a North Carolina premium finance company bond.  North Carolina Department of Insurance regulates premium finance company activities and defines a PFC as any person engaged in the business of entering into insurance premium finance agreements with insureds or any person engaged in the business of acquiring insurance premium finance agreements from other insurance premium finance companies. The obligation must be written in the amount of $25,000 and to the benefit of the Insurance Commissioner.  The premium finance company surety bond guarantees that the premium finance company will conduct such business in full compliance with the provisions of the laws of the State of North Carolina and the rules and regulations prescribed by the Commissioner of Insurance pursuant to law pertaining to Insurance Premium Finance Companies. Surety One, Inc., will issue these for experienced applicants regardless of the applicant’s credit condition. We also offer superlative fidelity bond coverages to protect against losses due to employee dishonesty. We are specialists in surety bonds and fidelity bonds for the financial services sector. Visit the nation’s surety leader at, call (787) 333-0222 or (800) 373-2804, or email for a North Carolina premium finance company bond application or information about any premium finance company bond need in any state where you wish to obtain a license.