In the State of Indiana an individual may not engage in the business of a mortgage loan originator without obtaining an originator license and providing an Indiana mortgage lending surety bond.  The license is issued and regulated by the Department of Financial Institutions.  The surety bond must be written in the amount of $100,000, however the bond penalty is increased based on the dollar amount of mortgage transactions originated, as determined by the Director.  The Indiana mortgage loan originator bond is for the recovery of expenses, fines, and fees levied by the DFI, and for any and all expenses, fines, and fees that become due pursuant to a final judgment or order and that are not promptly paid by the Principal, and for losses or damages which are determined by the DFI to have been incurred by any borrower or consumer as a result of the originator’s failure to faithfully comply with the provisions of Indiana law. National surety leader, Surety One, Inc., can accommodate both the surety and fidelity bond needs of mortgage professionals in ALL fifty states, Puerto Rico and the U.S. Virgin Islands. Visit us at, call (787) 333-0222 or (800) 373-2804, or email us at for an Indiana mortgage lending bond application or information on ANY surety need.