In the State of Oklahoma if you wish to open a credit consulting business you will have to provide an Oklahoma credit services organization bond and be appropriately licensed.  State law defines a credit services organization as “a person who, with respect to the extension of credit by others, sells, provides, performs, or represents that the person can or will sell, provide, or perform, in return for the payment of money or other valuable consideration from any source, any of the following services more than twelve times in a calendar year:  (1) improving a buyer’s credit record, history, or rating; (2) obtaining an extension of credit for a buyer; or, (3) providing advice or assistance to a buyer with regard to division (1) or (2) of this section”.  The Oklahoma credit service organization bond must be written in the amount of $10,000.  The bond obligation is a guarantee of compliance with the Oklahoma Credit Services Organization Act and indemnifies any party injured by the licensee while providing his or her services under the license.  Surety One, Inc., is the leader in surety in the financial services sector.  We offer these surety bonds for ALL applicants in every state that requires license bonds of credit service companies. Visit us at, call (787) 333-0222 or (800) 373-2804, or email for an Oklahoma credit services organization bond application or for information about any bond need throughout the United States.